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Vantage 4.0 is a credit score derived from all 3 credit Bureaus: Transunion, Experian, and Equifax. While you may just see tradelines from one bureau, the Vantage 4.0 score will give you a true credit score reflecting all 3 bureaus. This method can provide a score for 30 million more people than previous models. This model scores from 300 to 850. More good news- collections that have been reported as paid will no longer affect your credit score. The tradeline will still be visible for 7 years but the score will reflect better when you pay off and close collections.

“My Profile” must be completed to request a background check. 

*Click “My Profile” on the left hand menu, complete the form, and proceed to the following steps. 

• To initiate the application and screening request click the check box next to the desired property on the List of Properties tab. 
• Upon checking the appropriate box click “Request App/Screening”. 

 +Add Property – Property must be added to generate a background request. After property has been added:

1. Click “List of Properties” on the left hand menu. 
2. Check the box located to the right of the property
3. Click the blue button “Request App/Screening”
4. Enter applicants information
5. Select Package
6. Send Invitation

This is where you can enter the property details for the homes or units you wish to lease. 

By adding the property you are managing, you are able to select that property and initiate a background screening request to an applicant. 

Note: 

*There must be a property added before you are able to request a background check. 

When adding a property Click “+ Property” on the left hand menu.

Enter the following information: 

• Property Name
• Property Address
• Click “Add Property”

• My profile is where your name and contact information are listed. 
• This section must be completed first upon registering a new account. 
• Edit my profile by clicking the blue “Edit” button

This will allow you to request a Rental Application and Background Check for your applicant. 

• To initiate the application and screening request click the check box next to the desired property on the List of Properties tab. 
• Upon checking the appropriate box click “Request App/Screening”. 

You must add a property in order to request an application and background screening request:

1. Enter the property you are leasing by clicking “Add Property” on the left hand menu.
2. When that is completed click “List of Properties”
3. Click the check box next to the appropriate property
4. Click “Request App/Screening”
5. Enter applicants information and submit the request. 

• No.  All users are required to use their own username and password.  
• It is against Federal Law to share login information.
• If log in information is shared, user will be banned from using this website.

Applicants will be responsible for paying the application fee via: 

• Credit Card
• Debit Card
• Prepaid card

The only time an applicant is charged is when a background request is initiated. Applicant will be prompted to pay after completing the security questions and verifying their identity.  

Only the credit bureau that is reporting the trade line can remove something on a credit file.

Disputes must filed directly with each credit bureau when disputing credit tradelines. 

Click Here for more information: Transunion – Dispute of Information 

Below is the contact information for each bureau.

• Transunion #800-916-8800
• Equifax #888-548-7878
• Experian #877-284-7942

• My Profile (on the left hand menu) must be completed before requesting a background check.
• List of properties (on the left hand menu) must be completed before requesting a background check. 

To initiate the application and screening request click the check box next to the desired property on the List of Properties tab. 

Upon checking the appropriate box click “Request App/Screening”. 

You must enter a property in order to request an application and background screening request:

1. Enter the property you are leasing by clicking “Add Property” on the left hand menu.
2. When that is completed click “List of Properties”
3. Click the check box next to the appropriate property
4. Click “Request App/Screening”
5. Enter applicants information and submit the request. 

You will receive an email notification letting you know that the background report is complete. Once you are logged in you will go to List of Properties, then click on My Applicants.  Then you will see the View Reports button.

Background screening reports can take 24-72 hours to be completed. This is for a number of reasons. Tenant Screening For Landlords (TSFL) goes much deeper than the normal background check. Our background screening reports may include physical phone calls to landlords and employers.

• Landlords and Employers are sometimes busy and hard to get a hold of. We will keep trying for 2 business days to contact them. Once a response is received, or 48 hours (or 2 business days) have passed the report will be completed and returned to the landlord as is. 

Background screening reports can take 24-72 hours to be completed. This is for a number of reasons. Tenant Screening For Landlords (TSFL) goes much deeper than the normal background check. Our background screening reports may include physical phone calls to landlords and employers.

• Landlords and Employers are sometimes busy and hard to get a hold of. We will keep trying for 2 business days to contact them. Once a response is received, or 48 hours (or 2 business days) have passed the report will be completed and returned to the landlord as is. 

Your email address cannot be changed. This is because your email address is the unique identifier for you to log in and operate your Tenant Screening For Landlords (TSFL) account. 

• If an email change is needed please register a new account with your new email. 
• Register New Email (create new account) by clicking here: REGISTER FOR NEW ACCOUNT

If you currently have an account with an old email, you can still log in to that account to view past reports if needed for any reason.

Once logged in, go to List of Properties at the far left hand side of the screen.  You will now see My Applicants.  Click on My Applicants and then there will be a drop down option for View Reports.

RENTALAPPLICATIONTENANTSCREENIAR will be the name listed by the charge on your statement.

Please visit: https://acutraq.com/wp-content/uploads/2011/11/Online-Dispute-Form.pdf

Email info@acutraq.com to see a sample report.

Yes, each applicant will be required to sign an “Authorization for Release of Information”. This ensures the applicant is aware of everything the landlord may be using in their approval or denial decision. In the even an applicant is denied they have a right to receive a copy of that report by contacting Transunion. 

• Applicant consent is the most important part of the background screening process. If an applicant refuses to sign the “Authorization for Release of Information” they will be unable to proceed with the application process. 

No. For security purposes “Tenant Screening For Landlords” (TSFL) does not allow landlords to keep a credit card on file. 

*Applicants pay for the background check. FREE for Landlords. 

*If your personal and financial information is not there, then internet hackers are unable to steal it. 

• Tenant Screening For Landlords (TSFL) stores only the necessary data needed to conduct a background check. 
• Data breaches are becoming more common. We take security very serious. 
• Information such as SSN’s and credit card numbers are not stored anywhere on the TSFL platform. 
• Identity is verified directly through Transunions multifactor authentication (MFA) to ensure personal information remains with the credit bureau and not on this platform. 

More and more companies are having data breaches. Companies like Amazon, Target, etc., have even experienced this. Therefore we feel it is important to cover all bases, with this method hackers have less incentive to breach our platform since we do not store your personal or financial information. 

No. This will not impact the credit score of your applicants. 

• Tenant Screening For Landlords pulls credit reports directly from Transunion and is a “Soft Hit”. 
• This is because an invitation is sent to the applicant, the applicant then pays the application and gives permission directly to the credit bureau. 
• Because the applicant is requesting his/her own credit report, it is considered a Soft Pull and does not affect the credit score. 

For security purposes “Tenant Screening For Landlords” (TSFL) Powered By ACUTRAQ Background Screening, Inc.; does not store personal information considered unique identifiers to your identity. 

*Your personal and financial information are not stored here, which means internet hackers are unable to steal it from the TSFL platform. 

• Tenant Screening For Landlords (TSFL) stores only the necessary data needed to conduct a background check. That information is used for a one time use only and then disappears once the background report has been viewed by the landlord. 
• Data breaches are becoming more common. We take security very serious. 
• Information such as SSN’s and credit card numbers are not stored anywhere on the TSFL platform. Personal information is stored solely with Transunion Credit Bureau. 
• Identity is verified directly through Transunion’s multifactor authentication (MFA) to ensure personal information remains with the credit bureau and not on this platform. 

More and more companies are having data breaches. Companies like Amazon, Target, etc., have even experienced this. Therefore we feel it is important to cover all bases. With this method, internet hackers have less incentive to breach our platform since we do not store your personal or financial information. 

This feature allows your identity to be verified by asking a set of personal questions only the applicant will know. This increases security and ensures the landlord is dealing with the proper person applying for the lease.  If this section is failed, the applicant attempting to apply will be unable to proceed. 

No, we can in no way provide assistance with decision making and cannot provide legal advice.

The full application fee goes to the property manager’s bank of choice. ACUTRAQ invoices on the first of each month, for reports pulled the previous month. Best practice is to keep a credit card on file with ACUTRAQ.

Yes, our online application is designed for brokers and management companies with multiple locations, or multiple apartment complexes. ACUTRAQ will include an online application for each multifamily property or real estate location as needed.

We use QuickleasePro for our online application and automatic lease generation. The automatic lease generator pulls data from the application, and places it on the lease. This helps eliminate a good portion of the data entry that was previously required to write a lease. The document can be sent via email to each part for an esignature.

Yes, reports are accessed by logging into our platform. Applications and Background Reports are stored on our platform for security. Unless you need to move it over to your software, it is recommended not to print or duplicate consumer reports.

Yes, reports are accessed by logging into our platform. Applications and Background Reports are stored on our platform for security. Unless you need to move it over to your software, it is recommended not to print or duplicate consumer reports.  We can also set up it so that you receive email notifications when the report completes.

Doorgrow has a great team. We’re not necessarily integrated but all they would need is the link to your application. That link will be placed on an APPLY NOW Button, the button should be at the top of your website, and also on your listing page. They will know what to do.

Never provide a physical copy of the report to anyone.  You can discuss what is contained in the report, but a copy should never be release to anyone.  

If your applicant is requesting a consumer copy, please provide them with ACUTRAQ’s contact information.  

Phone #: 479-439-9174

Email: support@acutraq.com